Fiscal.ai (formerly FinChat) and InvestIQ both help investors research stocks with AI and both work inside Claude and ChatGPT. Fiscal.ai is a broad data terminal with global coverage; InvestIQ is a research team in one product — scored analysis, cited reports, a thesis debate and portfolio audits — with a free plan and a French interface. This page is published by InvestIQ.
1Side by side
| Fiscal.ai | InvestIQ | |
|---|---|---|
| What it is | Research terminal, data API and MCP server, for funds, asset managers and individuals | AI equity research platform for individual investors |
| Coverage | 100,000+ companies, ETFs and funds; own data for the US, Canada, ADRs, the UK and the EU | Stocks covered by its data provider, fullest for US companies; about 600 US and European stocks scored in rotation |
| AI | AI summaries of filings and documents with citations; agentic consensus estimates | AI explains figures computed by a deterministic engine; cited Deep Research reports; a War Room debate; a Copilot |
| Own ratings | None of its own found; shows analyst consensus | A 0–100 score with a published methodology |
| Portfolio | Broker sync (Degiro, Trading 212, IBKR, eToro, AJ Bell, Bux in beta) | CSV import from Degiro, IBKR, Trading 212, Revolut, XTB and Saxo; portfolio audit |
| Claude / ChatGPT | Native connectors for Claude and ChatGPT/Codex, plus a custom MCP sold separately | One MCP server for Claude, ChatGPT and Cursor, included in every plan |
| Interface | Primarily English | English and French |
| Free plan | No; 7-day trial after adding a card (help FAQ) | Yes |
| Paid plans | Pro $49/month ($39 billed yearly); Max $99/month ($79 billed yearly) | Pro €19/month; Ultra €49/month |
| Company | Stratosphere Technology Inc.; terms under Ontario law | InvestIQ SASU, France |
2Where Fiscal.ai stands out
- Breadth: global coverage across more than 100,000 companies, ETFs and funds, with its own data for the US, Canada, the UK and the EU.
- A data product as well as an app: an API and an MCP server sold on their own.
- Broker sync with several European brokers, where InvestIQ relies on file imports.
- A connector already listed in Claude’s directory.
3Where InvestIQ is different
- A free plan, prices in euros and an interface in French.
- A scoring engine whose factors, weights and limits are published, and whose figures the AI never computes.
- A War Room where bull, bear, quant and risk analysts debate a thesis before you decide.
- A portfolio audit — concentration, diversification, risk, quality — built from your broker’s export.
- Free valuation calculators (DCF, reverse DCF, intrinsic value) without an account.
InvestIQ’s limits: narrower coverage than a global terminal, fullest on US companies, and file imports rather than live broker sync.
4Which one for which need
- **Choose Fiscal.ai** if you need broad global data, an API, or live broker sync, and work in English.
- **Choose InvestIQ** if you want guided research with a published method, a debate on your thesis and an audit of your portfolio, in English or French, starting free.
Both can be used inside Claude or ChatGPT, so it is easy to try each on the same question.
5Sources
Fiscal.ai pages read on 6 November 2026: help FAQ, terminal, MCP, supported brokerages, changelog, terms. Fiscal.ai’s own pages differ on the trial (its guide mentions a different offer); we quote the help FAQ.
InvestIQ: pricing, methodology, data sources. A fact out of date? Write to contact@getinvestiq.com.