What is in the report
- 1Summary: the thesis in a few lines and the six findings that matter most.
- 2Business: how the company makes money, by segment and by region when the data exists.
- 3Financial quality: margins, cash generation and what the company does with its cash.
- 4Expectations: what the analyst consensus expects for revenue and earnings.
- 5Valuation: what the current price implies — the growth it requires — rather than a value of our own.
- 6Risks: a register of the main risks, upcoming catalysts, what would invalidate the thesis and what to monitor.
- 7Conclusion and method: what would strengthen or weaken the case, how each figure was computed, the disclaimer.
Every page carries exhibits — charts and tables built from the company’s data — and notes in the margin, like an analyst’s working copy. You read it in the app or download the PDF.
Where the figures come from
The report is built in three stages. First, code gathers the company’s data — financial statements, segments, analyst consensus, insider activity, peers, sector multiples, interest rates — and computes every figure, each with an identifier. Then the AI writes the text, but it can only refer to a figure through its identifier: code fills in the value. Last, the exhibits are drawn from the same data and the PDF is rendered.
- The AI never types a number: a figure it would invent has no identifier to be filled from.
- Estimates are the analyst consensus, never forecasts of our own.
- A filter blocks recommendation language — “buy”, “sell”, targets, ratings — in English and in French, notes included.
- Data that is missing is said to be missing; a page never keeps another company’s figures.
The market data comes from Financial Modeling Prep. The full list of sources is on data sources.
Valuation: what the price implies, not a price target
Instead of saying what a share is “worth”, the report asks what today’s price assumes. A reverse DCF solves for the free cash flow growth the price requires, and puts it next to the company’s history and the consensus. When free cash flow is too thin to be meaningful, the same question is asked of net income; for banks and insurers, of the return on equity the price implies. You can run the same reasoning on any company with the free reverse DCF calculator.
Which companies
- Companies listed on NYSE, Nasdaq, NYSE American or Cboe, including foreign companies’ US listings. Other exchanges are not covered yet.
- Banks, insurers and real-estate investment trusts (REITs) get their own template, with the measures that suit them.
- Recent listings get a report on the history available; a company with no published accounts yet cannot get one.
- One company per report, in English or in French: you choose the language before launching.
After the report
The report stays in your history. The Copilot can read it to answer your questions, and the War Room analysts can use it as evidence when they debate the company.
What the report does not do
- Give a rating, a price target or a buy, hold or sell opinion.
- Show InvestIQ’s conviction score: the report is research, the score lives in the app.
- Produce its own forecasts: the expectations are the analysts’ consensus.
- Know your situation: it is about the company, not about your portfolio.
On which plan
| Plan | Deep Research | Price |
|---|---|---|
| Free | 1 report a month | €0 |
| Pro | 25 reports a month | €19 a month |
| Ultra | 100 reports a month | €49 a month |
Reopening a report from your history is free. Details on the pricing page.