PortfolioPilot and InvestIQ both use AI on your portfolio, but they are different kinds of service. PortfolioPilot is an AI financial adviser for the US and Canada, run by an SEC-registered investment adviser: it links your accounts and gives personalised recommendations. InvestIQ is a research platform built in France: it analyses stocks and audits your portfolio, and gives no personal advice. This page is published by InvestIQ.
1Side by side
| PortfolioPilot | InvestIQ | |
|---|---|---|
| What it is | “An AI Financial Adviser”; “complete financial advice for self-directed investors” | AI equity research platform for individual investors |
| Regulatory status | Global Predictions Inc., SEC-registered investment adviser (CRD 327520); personalised advice for subscribers | Not an investment adviser; educational research, no personal recommendation |
| Who it is for | Investors in the US and Canada; US and Canadian exchanges | Individual investors; English and French; data fullest for US companies |
| Portfolio | Read-only linking of 12,000+ brokerages, banks and crypto wallets (Plaid, SnapTrade, Yodlee); Portfolio Score 0–1000; net worth tracking | CSV import from Degiro, IBKR, Trading 212, Revolut, XTB and Saxo; portfolio audit (concentration, diversification, risk, quality) |
| Recommendations | Yes, on Gold and above: investing recommendations; tax-saving opportunities | None: it explains, you decide |
| Stock research | Screener ranked by Sharpe ratio; AI equity research shortlists on Platinum; no per-stock rating found | Stock analysis with a published 0–100 score, Deep Research reports, a War Room debate, a Copilot |
| Planning | Retirement, scenario, tax and estate planning | Not covered |
| Claude / ChatGPT | No current connector mentioned on its site | One MCP server for Claude, ChatGPT and Cursor, included in every plan |
| Interface | English; USD and CAD | English and French; euros |
| Free plan | Yes: net worth tracking, planning, portfolio assessment, screeners; all features free for Canadian users | Yes: 3 stock analyses, 1 Deep Research report and 1 portfolio audit a month |
| Paid plans | Gold $29, Platinum $99, Pro $149 a month; $20, $49 and $99 a month billed yearly | Pro €19 a month; Ultra €49 a month |
| Company | Global Predictions Inc., United States | InvestIQ SASU, France |
2Where PortfolioPilot stands out
- Personalised advice from a regulated adviser, with a stated fiduciary duty — something InvestIQ does not offer.
- Read-only linking of more than 12,000 institutions, so your accounts update without exports.
- Financial planning beyond stocks: retirement, tax, estate, real estate and private equity modelling.
- A broad free plan, and every feature free for Canadian users.
3Where InvestIQ is different
- Research on companies rather than advice on your allocation: analysis with a published scoring method, 15 to 18 page Deep Research reports and a War Room where AI analysts debate your thesis.
- Built for European investors too: an interface in French, prices in euros, imports from Degiro, Trading 212, Revolut, XTB, Saxo and IBKR.
- The AI never computes the figures, and it never tells you what to buy or sell.
- Its research works inside Claude, ChatGPT and Cursor, on every plan.
InvestIQ’s limits: no live account linking, no financial planning, and no personalised advice — if you want an adviser, InvestIQ is not one.
4Which one for which need
- **Choose PortfolioPilot** if you live in the US or Canada and want personalised recommendations on your whole portfolio from a registered adviser, with your accounts linked.
- **Choose InvestIQ** if you want to research companies and audit your portfolio yourself, in English or French, with figures you can check — and keep the decisions.
5Sources
PortfolioPilot pages read on 6 November 2026: home, pricing, compliance, what is PortfolioPilot, exchanges, account security, Portfolio Score, stock screener, Canadian users; the operator’s disclosures and its SEC adviser record (CRD 327520).
InvestIQ: pricing, methodology, disclaimer. A fact out of date? Write to contact@getinvestiq.com.